Well, here is a rather hot topic that I know a lot of people are interesting in finding out, and that is how to avoid identity theft.  Well folks, let’s take a look at what you can do to protect yourself against these identity thieves that steal millions of peoples identities every single year.  For starters, do yourself a favor and shred any of those credit card applications that you get in the mail that you don’t want.  That is an easy way for someone to apply for credit in your name, simply by going through your trash.  Also, make absolutely certain that important information, like your SSN is NOT on anything that you throw away.