I have been dating my girlfriend for just over a year. I am sure that she is the girl for me. I made up my mind that I want her to be my wife. I went downtown and bought a beautiful diamond ring and asked her to marry me. Her answer was only partially what I wanted to hear. She told me she did want to marry me but but she was concerned about my debts. She wants to go into our marriage with a clean slate. We agreed that both of us would pay off all of our debts before setting a date. I am looking for a way to consolidate bad credit card debt and pay these bills off quickly.